LEDGERFAST PERSONAL · AVAILABLE NOW

LedgerFast Personal is a personal expense organizer that turns your bank statements into categorized expenses, goal tracking, and savings suggestions, without connecting your bank. It costs $79 a year.

Your personal finances, organized.

Upload the CSV statement from your bank's website. We sort every expense, track your goals, and show you where you can save. No bank login. No syncing. No software to learn.

$79/ year
Get Started →See pricing →

Founding price. Sort your first month free before you pick a plan. Load this year's earlier months anytime — catch-up is free with membership.
Personal never pulls data from your checking account or credit cards — no bank login, no account numbers, nothing stored from your bank.

⬡LEDGERFAST PERSONAL●  REPORT READY
MONTHLY OVERVIEW · SAMPLE

Your month at a glance.

September 2026 · The Alvarez Family

09 / 26
Paychecks & income$5,840.00
Housing & utilities−$1,925.00
Groceries & dining−$1,060.00
Transportation−$512.00
Subscriptions−$143.00
Everything else−$1,270.00
Left over in September$930.00
↗ Emergency fund goal: 62% there — on track for March 2027.
Excel + PDF downloads in your account ↗

Illustrative example · Not a real customer report

How LedgerFast Personal works

  1. 1Upload a bank or card statement (the CSV file from your bank's website)
  2. 2We sort every expense into clear spending categories
  3. 3Get a clear monthly report, your goal progress, and savings suggestions

What you get each month

  • Every expense categorized into housing, utilities, groceries, dining, transportation, insurance, debt payments, subscriptions, health, kids, entertainment, savings, and other.
  • Monthly summary: money in, money out, and what was left over.
  • Goal tracker: set goals like an emergency fund, debt payoff, vacation, or down payment, and see progress each month.
  • Savings suggestions: plain language ideas based on your own spending, such as subscriptions piling up or dining out running ahead of groceries.
  • Excel and PDF reports you can keep.
  • Private by design: Personal does not connect to your checking account or credit cards, does not ask for a bank login or account number, and does not keep the statement file you upload — only the sorted rows, visible to you alone. Your data is never sold.
Side hustle or small business? LedgerFast separates business and personal spending so nothing gets mixed up. See LedgerFast for Business →

What your monthly report looks like

The sample card above is the real format: money in, spending by category, what's left over, and a note on your goal progress — downloadable as Excel and PDF files you can keep.

Run a business with LedgerFast Done-For-You? LedgerFast Personal is included free.

One simple price. A fraction of what budgeting apps charge.

Founding member price

LedgerFast Personal

$79 / year

One simple price for you, your partner, or your whole family.

  • Unlimited statement uploads
  • Automatic expense categories
  • Monthly Excel and PDF report
  • Unlimited savings goals
  • Savings suggestions
  • Month over month trends
Get Started →

Budgeting apps hand you a dashboard and leave the work to you, usually for $100 or more a year. LedgerFast Personal sorts every expense for you and gives you a finished monthly Excel and PDF report, goal progress, and plain-language savings ideas, for $79 a year. No bank login required.

60-day money-back guarantee — if LedgerFast doesn't make your life easier in the first 60 days, we'll refund you. No questions. Refund policy

Start with the free personal budget sheet.

A simple monthly budget you can fill in today. Enter your email and the download opens right away.

Personal finance questions, answered

No. Personal never connects to your bank or card issuer, never asks for a login, and never asks for an account or card number. You download a statement from your bank's website yourself and upload that file. We don't keep the file — we save only the transaction rows from it, in your own private account, and only you can see them.
No. Nothing is connected or synced. You upload a statement from your bank's website when you choose to.
No. LedgerFast organizes your own records and shows general spending information. It is not financial, tax, or investment advice.
Budgeting apps hand you a dashboard and leave the work to you, usually for $100 or more a year. LedgerFast Personal sorts every expense for you and gives you a finished monthly Excel and PDF report, goal progress, and plain-language savings ideas, for $79 a year. No bank login required.
Yes. Business and personal spending can be kept separate under one account.
Documents are encrypted in transit and at rest, and only you can see your records. We never sell or share your financial data.
Yes. Create an account and sort your first month of spending and set goals for free. The Excel and PDF reports unlock when you choose a plan.

LedgerFast does not prepare or file tax returns, is not a CPA firm, and does not provide financial or tax advice.

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